01 AGENT PAYMENTS / ON-CHAIN / ANY TOKEN

PAY FORANYTHING, INANY TOKEN.

x402 is how AI agents pay for things over HTTP. Payway is the rail that settles those payments on-chain — and the only one that works with any token. USDG, USDC, tokenized stocks, RWAs, memecoins. One signed request. No wallet, swap, RPC, or gas plumbing in your code.

PAYMENT / LIVE DEMOREADY TO SIGN
Agent intends to buyweather.data / 30 days

PAY WITH

PAYER HOLDSAAPLx
MERCHANT GETSUSDG

Mechanics preview. No key requested and no transaction submitted.

NEVER CUSTODIALUSDG / USDC SAME-TOKEN: FREEOTHER ROUTES: 10 + 5 BPS/VERIFY → /SETTLE

02 THE STORY OF A PAYMENT

The internet learned how to ask for money. Payway makes the answer usable.

x402 lets an HTTP resource request payment. Robinhood Chain has no production facilitator on mainnet today, and existing services largely settle one stablecoin.

SCENE 01 / THE MISSING RAIL

HTTP can say
PAYMENT REQUIRED.

An agent can find the resource it needs. Without a facilitator, the request stops exactly where value should move.

GET /weather.data402payment-required
network: robinhood
facilitator: missing

SCENE 02 / THE TOKEN JUNGLE

On this chain,
assets are tokens.

Tokenized stocks, RWAs, stablecoins, and memecoins share one economy. At peak, roughly 18,600 tokens launched per day — while scam tokens could vanish from buyer wallets.

AAPLxUSDGT-BILLHOODMEMERWAUSDC???NVDAxRUG?BONDDOGE18,600 / DAY AT PEAK

SCENE 03 / ONE SIGNATURE

Discover. Sign.
Verify. Settle.

The payer signs an exact amount, token, recipient, and time window. The merchant calls /verify, then /settle. Payway pays gas and never holds the money.

01DISCOVERResource returns HTTP 402
02SIGNExact bounded authorization
03/VERIFYSignature, balance, allow-list
04/SETTLEBroadcast, gas, direct transfer
verifyPOST /verifysettlePOST /settlecustodynone

SCENE 04 / CURATED, NOT GATED

Three gates before
trust becomes payable.

Two analyzer attestations, a fully bonded 30-day trial, and an optimistic challenge market replace the company-admin allow-list.

2/5 ANALYZERS → 30-DAY TRIALOPTIMISTIC WINDOW
TOKEN / 0x4F…91ASTRANGECOIN
Analyzer gate
2 of 5 PAYABLE
Curator bond
10,000 $PAY
Challenge market
Safety-first

Any wallet can post a challenge bond. Defended claims can escalate to a bonded five-person committee.

SCENE 05 / THE TOLLBOOTH

Free for stablecoins.
Funded by complexity.

USDG and USDC same-token payments are free. Other ERC‑20 and cross-token routes pay a 10 bps service fee plus 5 bps for insurance before fee routing.

SETTLEMENT FEEpaid token
keeper swaps to $PAY
Stakers
40%
Curators
20%
Treasury
20%
Burn
20%

03 THE PRODUCT POSITION

Not another swap.
Not another USDC lane.

PAYWAYRobinhood Chain beachheadAny curated ERC‑20Atomic cross-token in Phase 4Bonded curation + insurance
COINBASE REFERENCEOther listed chainsUSDC onlyNo cross-token settlementNo arbitrary-token curation needed
ROLL YOUR OWNYour chain workYour token policyYour routingYour liability

04 ONE RAIL / THREE REASONS

Use it. Sell through it. Own the coordination layer.

ANA / AGENT BUILDER

One signed retry between an agent and a paid resource.

Discover the 402 requirement, choose a wallet token, sign the exact authorization, and retry.

Try the payment trace ↗
MARCUS / API OPERATOR

Charge per call. Receive the token you choose.

Configure one middleware layer, publish to Bazaar, and watch revenue land directly.

Build a merchant rule ↗
PRIYA / $PAY PARTICIPANT

Back safety. Govern the rail. Receive protocol fees.

Stake, delegate, curate tokens, monitor burns, and vote when Phase 3 launches.

Inspect staking ↗

05 ROADMAP

0LIVEfacilitator · docs · playground
1MERCHANTSonboarding · dashboard · SDKs
2MAINNET FEESUSDG + USDC free · any-token 15 bps
3$PAYstaking · curation · governance
4CROSS-TOKENswap · Bazaar · next chain

THE AGENT MAKES A REQUEST.

THE RAIL DOESN’T GUESS.

VALIDATE — SIGN — BROADCAST — SETTLE — CURATE — SLASH — BURN — VALIDATE — SIGN — BROADCAST — SETTLE — CURATE — SLASH — BURN —

06 NO HAND-WAVING

Six questions
the rail must answer.

01Is my money safe with Payway?+

Payway never holds your money. Payments settle directly on-chain from your wallet to the merchant’s.

02Do I need $PAY to use Payway?+

No. Anyone can pay without holding $PAY. The token is for curation, fee tiers, distribution, and governance.

03What if a scam token gets listed?+

A challenge can escalate to a bonded five-person committee. An upheld slash routes 60% to that token’s insurance pool, 30% to the challenger, and burns 10%.

04How is this different from Uniswap?+

Uniswap is a swap. Payway is an HTTP payment rail coordinating a request, one signature, and direct settlement.

05Why Robinhood Chain?+

The brief describes an EVM chain for tokenized assets, chain id 4663, roughly 100 ms blocks, and no x402 facilitator today.

06What stops a copy?+

x402 is open. The defensible layer is the two-sided network of bonded curators and merchants relying on the trusted payable set.

07 BUILD ON THE RAIL

ACCEPT THE
SIGNED REQUEST.

Start with the four-step payment lifecycle, the five-step merchant setup, and the integration boundary for your stack.

Open Payway docs